'safeguarding' against loss (and the cost thereof) differs greatly. But like the old saying; 'there are a great many ways that lead to Rome'.

If you can apply 'the law of large numbers' a solution - based on retaining the mathematically predicted cost within the organization and only transferring the catastrophic risk (with specific and aggregate limits) to an insurer - can be created. Such a solution is very cost-efficient while the maximum cost is known at the outset.

For most high- and/or medium frequency occurrences (from health care plans to taxi- and vehicle fleets and from retail chains to cooperatives, social clubs and Trade Unions) Self-Insurance Solutions are a proven method to safeguard your balance sheet in a very cost-efficient manner.

Using a process of 'identifying, quantifying, optimizing and comparing findings' we assist organizations in all phases of this process. From mathematically calculating your expected cost and most optimal transfer limits (so you can knowledgeably approach your broker) to advice in how to best structure your solution all the way through to providing the claims administrative software required to administer your own plan.